David Michalek
Credit Versio

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David Michalek

Credit Versio

David has conducted over 20,000 credit consultations and was instrumental in the evolution of the software-guided DIY credit solution that would become Credit Versio. As Chief Brand Officer, David’s forward-thinking initiatives foster positive change for consumers and CROs alike, always looking for ways to innovate and improve the status quo.

Matt Liistro

American Association of Consumer Credit Professionals

Matt Liistro, co-founder of Credit Admiral Software and a 29-year veteran in credit repair, is the industry-renowned organizer of CreditCon and has been featured in The New York Times, Yahoo Finance, and more for his credit disputing expertise. A director at AACCP, Matt is leading petitions to reform industry regulations by uniting credit industry professionals.

David B. Coulter

ConsumerDirect, Inc.

David B. Coulter is a lifelong entrepreneur and passionate product developer that was inspired to create an online system to give consumers back the control over their money, credit, and identity after experiencing a credit reporting nightmare. Today, he is the CEO of ConsumerDirect and this system continues to evolve to help over 4 million people achieve their financial goals.

Yoanna De La Paz

Top Credit Life LLC

Yoanna De La Paz, founder of Top Credit Life, has built an outstanding reputation in the credit industry by perfecting personalized service. In her first year partnering with SmartCredit, she served over 500 clients, demonstrating her commitment to creating financial stability through comprehensive credit education.

Jessica Sandoval

Fix Credit Express

As the founder of Fix Credit Express, Jessica Sandoval expertly navigates the complex world of credit score and financial reporting. Her strategic approach uncovers inaccuracies and improves credit profiles, opening doors that once seemed impossible to open. Now, her clients secure loans and favorable interest rates that were once out of reach.

Marco Mercado

Credit Restructuring Solutions LLC

Marco A. Mercado Jr., owner of LLaba LLC and Credit Restructuring Solutions LLC, combines nearly two decades of entrepreneurial experience with expertise in financial planning and education, earning recognition and numerous awards in his field. His unique blend of theological insight and business acumen empowers clients in the Spanish-speaking community to achieve financial success.

Sharif Cesar


Sharif, known as @realmelaninking on social media, has amassed a following of 5 million in just two years and gained 200,000 Instagram followers in his first month. He has also helped hundreds of individuals grow their social media presence to effectively market themselves and their products using his tested methods of content creation, audience segmenting, and mass production.

Steve Reger

ConsumerDirect, Inc.

Steve is a leading authority on credit reporting, financial crimes, identity theft, synthetic identities, and credit repair after retiring as TransUnion’s Senior Director of Consumer Services and Fraud Victim Assistance. Steve is regularly called upon by law enforcement and bank investigators for his expertise, assisting in over 600 high-profile court cases.

Aldiva Rubalcava

Aldiva Inc.

Aldiva “Ali” Rubalcava, a pioneering licensed female contractor, earned the Business Woman of the Year Award in 2006 and now leads Recovery Credit Repair. As a Certified Tax Preparer and business consultant, Aldiva is dedicated to helping others overcome obstacles and achieve financial stability, all while actively serving on multiple nonprofit boards and passionately advocating for animal rescue.

JC Rangel


JC Rangel is a highly successful network marketer and trainer renowned for his tenacious spirit. As a serial entrepreneur, motivational speaker, Powur Solar’s #1 all-time sales leader, 2021 #1 rated mentor, 2022 #1 rated mentor, and #1 fastest growing Sales Organization in Powur, JC is one of the highest-earning entrepreneurs in the solar and direct sales industry.

Sherry Beckley

DEFA Properties LLC

Sherry Beckley is an Amazon Best Selling author and renowned credit coach, empowering nearly 400k YouTube subscribers with expert advice on credit enhancement, investment strategies, and entrepreneurship. As the owner of Sherry’s Quick Guide and a seasoned investor, she has established her status as a thoughtleader in the industry.

Javier Chavez

Pineda Co

Javi Chavez, host of “The Wealthy Business” podcast and COO of Pineda Company, has over a decade of expertise in scaling businesses from startups to $100 million enterprises. In the past three years, he has driven two companies to 8-figure revenues and three to 7-figure revenues, making him a sought-after advisor for entrepreneurs aiming for extraordinary success.

Justin Wilson


Justin achieved $0 to $45M in sales, servicing 52,000+ clients within five years of launching his credit restoration business. Using his military leadership experience, he became a regional corporate sales trainer for a Fortune 500 company, developed teams of over 4,000 sales reps, and developed growth marketing strategies for 75+ businesses nationally.

Jack McColl

Credit Stacking

Jack McColl, the founder of Credit Stacking and Credit Launch, has helped 3,000+ entrepreneurs obtain business funding through coaching and a white-label funding service, while generating $10M+ in revenue between the two ventures. Jack is also a travel hacking expert who has strategically leveraged credit cards points to receive over a quarter million dollars in free luxury travel around the world.

Erick Fornos

Boss Credit

Eric Fornos, a credit industry veteran since 2009, began his journey as a finance manager and director in the auto industry before becoming a buyer for a subprime auto lending bank. Driven by a passion for helping people secure better financing, Eric has dedicated his career to transforming the financial futures of countless individuals through his credit business, Boss Credit.

Robert Quinones


Robert Quinones, known as “Rob the Credit Guy,” has helped hundreds of business owners scale their operations to generate millions through his 6 Figure Accelerator program. After growing his own credit repair business to multiple 7 figures, he now empowers entrepreneurs to achieve $100,000 in monthly revenue by enhancing sales techniques, marketing strategies, and brand identity.

Lamar Hale


Lamar Hale, a serial entrepreneur and mentor, skyrocketed his financial services venture from zero to 8 figures in just 24 months since starting in 2021. Renowned for his data-driven decision-making and operational expertise, he excels at streamlining operations, ensuring strategic goals are met, and finding solutions to recurring high-demand problems.

Sam Trovato

ConsumerDirect, Inc.

As the VP of Product at ConsumerDirect, Sam Trovato is the master of UX/UI magic and leads a team of creative individuals to deliver innovative, impactful, and user-friendly products and features that increase user retention, satisfaction, and revenue for our partners.

Liza Quinones

Quick Tax and Credit Solutions Inc.

Liza M Quinones, CEO and Founder of Quick Tax and Credit Solutions Inc., is a renowned Tax Strategist and 10X Business Coach who has saved clients over $500 million in tax debt. With over 20 years of experience, her unique value proposition lies in her ability to help business owners who owe money to the IRS lower their tax debt by 40 to 60% in as little as 24 hours

Mark Clayborne

Client Dispute Manager

Mark is the author of Hidden Credit Repair Secrets which he wrote after turning his, and hundreds of his client’s, lives around by fixing their credit. He started his own credit repair business and created the leading CRO software, Client Dispute Manager, to empower business owners to have better lives for themselves and their families.

Bruce Politano

Credit Repair Junkies

Bruce serves as the CEO of Credit Repair Junkies which has been nationally recognized for multiple 7 figure earnings year over year. He started, scaled, and sold his credit repair business with over 7,000 clients and now his company processes over 100,000 disputes per year, helping hundreds of CROs find success.

Anthony Davenport​​

Regal Credit Consulting Corp

Anthony is the CEO of Regal Credit Management and an Amazon Top 100 best-selling author of Your Score, a real-world guide to navigating the world of consumer credit. He conducts business across the globe and holds advanced certification FICO educational seminars for thousands of professional athletes, lawyers, and entertainers.

Shonda Martin

Shonda Martin

Road to 750

Shonda shattered records for single-day enrollments for any partner with the launch of her DIY program, Credit Academy. Known as the “Queen of Easy Credit Repair,” Shonda grew her Road to 750+ Facebook group into a thriving business platform through genuine audience connection, generous education, and an unmatched work ethic. 

Don Bradley

Don Bradley


Don Bradley served as a trusted defender of companies facing legal action under CROA, FCRA, FDCPA, CCRRAA, and more for over 30 years. He has handled over 900 cases that raise consumer protection issues, working with clients ranging from individuals, small businesses, and the biggest industry names.